Per this news story, a man was suffering from the end stages of alcoholism and ended up in Providence Hospital. He would not have been let in to have his alcoholism treated except that he had his brothers insurance card. His care would have cost $182,030.70 had he not had an insurance card but been allowed to pay cash. Blue Cross paid the hospital $50,898.97 at the completion of his treatment, which Providence accepted as payment in full. He remains sober. The patient is charged with theft of the $50,000 but not the $180,000. Neither Blue Cross nor Providence Hospital is charged with anything.